Are Your Monitoring Rules Helping You Or Overwhelming Your Team?

For financial institutions, transaction monitoring rules are essential – not only to meet regulatory requirements but to detect financial crime effectively and manage real risk. Yet without a structured, data-driven approach, they often become part of the problem rather than the solution.

Too often, we see rules that were: 

• Built without historical data analysis or proper testing; 

• Implemented without tracking key metrics like false positive rates; 

• Left untouched without regular tuning; 

• Disconnected from the analysts’ feedback or case outcomes.

And because of that, the consequences are clear: 

• Repetitive, low-value alerts – noise that masks actual suspicious activity; 

• Inefficient use of skilled analysts; 

• Growing backlogs with little insight into what’s truly effective.

Usually this isn’t about lack of effort – it’s about lack of visibility. So you should ask yourself three main questions:

• Which rules are actually detecting suspicious behavior? 

• Which are clogging the system? 

• And how often are they being reviewed?

At ExpertLAB, we help AML compliance teams bring clarity and control back into their monitoring setup – by reviewing the historical data, helping to fine-tune the rules, or offering outsourced support to clear the noise when internal capacity hits a wall.

If your team is buried under alerts and you are unsure where to start - let’s talk about how to fix that. More about services here.