AML/CTF & sanctions compliance
Today's Compliance. Tomorrow's Growth with Confidence
We work closely with clients across banking, electronic money, payments, crypto-assets, and investment services to ensure that their AML/CTF practices meet both regulatory expectations and operational needs.
Our AML/CTF and sanctions compliance services are designed to support regulated entities in the financial, virtual asset, and investment sectors in building and maintaining robust compliance frameworks aligned with evolving regulatory requirements and international best practices.
We help our clients navigate the complexity of AML/CTF and sanctions obligations with clarity, confidence, and precision.
We provide end-to-end support in the development and enhancement of internal compliance programs - from enterprise-wide AML/CTF and sanctions risk assessments and policy drafting to the design of effective control procedures. Each solution is tailored to the institution’s specific risk profile, size, and business model.
Our expertise covers the full life cycle of compliance implementation, including customer onboarding frameworks, ongoing monitoring, sanctions screening, and regulatory reporting. We also assist with suspicious transaction reporting processes, ensuring they are both effective and defensible.
We actively support clients in preparing for audits and regulatory inspections, as well as in communications with supervisory authorities. As part of our offering, we also perform internal AML/CTF and sanctions audits to help institutions independently assess the effectiveness of their compliance controls and identify areas for improvement.
In addition, we provide advisory services during licensing processes - helping our clients meet AML/CTF and sanctions compliance expectations from the outset, ensuring readiness for regulatory scrutiny from day one.
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Services
AML/CTF and Sanctions Risk Assessments (EWRA)
We help you identify and assess money laundering, terrorist financing, and sanctions risks across your business operations.
Our assessments are tailored to your size, services, customer base, and jurisdictions - providing a solid foundation for a risk-based approach and effective internal controls.
Policy and Procedure Development
We develop and update AML/CTF and sanctions policies tailored to your business model and regulatory environment.
Our documents translate legal requirements into clear, practical procedures that support day-to-day compliance and withstand regulatory scrutiny.
First-Line Controls: CDD, EDD & Monitoring
We assist clients in strengthening their first line of defense - from onboarding to ongoing activity monitoring - ensuring processes are both compliant and practical.
Customer Due Diligence (CDD) & Enhanced Due Diligence (EDD):
We help design and fine-tune KYC procedures, offering guidance on how to apply a risk-based approach, define escalation triggers, and ensure appropriate documentation across the customer lifecycle.
Transaction Monitoring:
We support the setup and review of monitoring scenarios, thresholds, and escalation paths. Our input helps ensure your alerts are relevant, your reviews are well-documented, and your internal processes are effective and proportionate to your risk profile.
Sanctions Screening & Vendor Selection
We assist in building or enhancing your sanctions screening framework - from selecting the right tools to defining internal processes that ensure effectiveness and efficiency.
We help assess your screening needs based on your business model, customer base, and jurisdictions.
We support vendor evaluation and system selection, ensuring the chosen solution aligns with your risk appetite and regulatory expectations.
We provide guidance on setting up internal screening procedures, managing lists, and reducing false positives while maintaining robust controls.
Independent AML Program Review / Internal AML/CTF and Sanctions audits
We assist in conducting independent reviews of your AML/CTF and sanctions compliance framework to help assess whether your policies, procedures, and controls are effective and aligned with regulatory expectations.
Our support includes:
Reviewing internal documentation, processes, and records
Identifying gaps, weaknesses, or inefficiencies
Providing actionable recommendations for improvement
Supporting audit preparation or remediation efforts following findings
Whether required by regulation or internal policy, our input adds an objective lens to strengthen your overall compliance posture.
Regulatory Communication & Audit Preparation
We support clients in navigating communication with supervisory authorities and preparing for regulatory audits or inspections.
Our assistance includes:
Helping draft responses to regulatory inquiries
Preparing documentation and walkthroughs for audit readiness
Conducting mock interviews and internal reviews to identify potential gaps
Supporting remediation planning and implementation after inspections
We act as a strategic partner during regulatory interactions - helping you approach them with confidence, clarity, and well-prepared documentation.
AML/CTF and Sanctions Training
We provide tailored training programs to ensure your team is equipped to meet evolving AML/CTF and sanctions requirements. Our sessions are designed to be practical, engaging, and role-specific, helping employees at all levels understand and apply compliance policies effectively.
Expert Giedrė Soares
As an AML/CTF and sanctions compliance professional, Giedrė brings over 14 years of experience in the financial sector, including more than 8 years of hands-on expertise in regulatory compliance. Her experience extends beyond AML/CTF, encompassing insurance, microlending, and other financial services, giving her a broad and well-rounded perspective of the industry.
She has successfully designed, implemented, and refined AML/CTF and sanctions frameworks for multiple EMIs and PIs. Her projects include building comprehensive AML/CTF and sanctions program for newly licensed financial institution, rolling out in-house sanctions monitoring tool, optimizing transaction monitoring processes within organizations and other.
Giedrė’s career spans both large international organizations - such as Western Union and Danske Bank - and fast-paced fintech startups (like IBS Lithuania, W1tty, Kevin). Whether coordinating vendor selection and system integration or delivering staff training on compliance fundamentals, she approaches each challenge with clarity, consistency, and unwavering attention to detail.
By prioritizing risk management and aligning operational practices with current regulations, she helps organizations safeguard their operations and maintain trust in an ever-evolving regulatory environment.